Investment Philosophy
Our philosophy is centered on long-term, strategic asset allocation. We believe that a disciplined, diversified approach is the most effective way to achieve consistent growth while managing risk. We do not engage in short-term market timing or speculative trading.
Risk management is integral to our process. We start by thoroughly understanding each client's risk tolerance. We then construct diversified portfolios across various asset classes and geographies to mitigate concentration risk. We also employ sophisticated analytical tools to stress-test portfolios against various market scenarios.
Yes, we offer tailored Environmental, Social, and Governance (ESG) investment solutions for clients who wish to align their portfolios with their values. We can integrate ESG criteria into your bespoke strategy without compromising your financial objectives.
Client Onboarding & Reporting
Our onboarding process begins with an in-depth discovery meeting to understand your financial situation and goals. From there, we develop a formal investment proposal. Once approved, we handle all the administrative aspects of account opening and asset transfer, ensuring a seamless transition.
Clients receive comprehensive performance reports on a quarterly basis. These reports provide a clear overview of your portfolio, including asset allocation, performance against benchmarks, and our market commentary. You also have 24/7 access to your portfolio through our secure online portal.
Fees & Custody
Our fee structure is transparent and straightforward. For most clients, we charge a fee based on a percentage of assets under management (AUM). This aligns our interests with yours—we succeed when you succeed. We do not accept commissions on product sales.
Client assets are held with reputable, independent third-party custodians. Lux Capital Advisory has investment authority over the accounts but never takes direct custody of client funds, providing an essential layer of security and oversight.